The European identity & payment infrastructure of the future.
Swiss-made, privacy-first verification that runs on-premise and on-chip — so sensitive biometric data never leaves the device.
Europe's identity & payment rails are fragmented and dependent.
Banks stitch together many vendors, per market — creating gaps, cost, and compliance risk at every seam.
Fragmented
A different vendor and API for identity, AML, KYB and fraud — in every country.
Non-European
Core payment & verification rails sit outside Europe — a sovereignty risk.
Privacy-exposed
Most biometric checks ship sensitive data to external clouds.
Costly
Interchange and per-check fees stack up; every market is a new integration.
One Swiss-made platform — on-premise and on-chip.
VerfiX unifies identity, business, AML and fraud behind a single trust layer — deployed where your data must stay.
On-premise
Verification runs inside the bank's own environment — data stays in Switzerland.
On-chip
Face & voice templates are matched on a secure element; raw biometrics never leave the device.
API-first
KYC, KYB, AML, Gateway and SDK behind one orchestration layer and one integration.
Regulation is forcing a once-in-a-decade reset.
eIDAS 2.0
The EU mandates a European Digital Identity Wallet for every member state — rolling out toward 2026.
Swiss nFADP
Switzerland's revised data-protection law (in force Sept 2023) raises the bar on biometric data.
Swiss e-ID Act
Switzerland's federal e-ID law was approved in 2024, with a state-issued e-ID planned.
Sources: EU Regulation 2024/1183 (eIDAS 2.0); Swiss nFADP (in force 1 Sept 2023); Swiss Federal Act on Electronic Identity (2024). Timelines per published government materials.
Four products, one trust layer.
KYC / KYB
Document, face & voice biometrics, liveness, video, AML and business verification in one flow.
Gateway
One API to accept trusted European digital identity wallets (eIDAS 2.0).
Chip Element
On-device face & voice verification for ATMs, POS and access points.
SDK & Trust Engine
Embed verification and explainable trust scoring into any app.
VerfiX Secure Chip — pay with your face and voice.
A Swiss-made secure element that verifies face and voice on the device itself — the foundation for cardless, sovereign, privacy-first payments at the ATM and POS.
- Authorize a withdrawal or payment with a glance and a phrase — no card, no PIN.
- Biometric templates are processed and matched on the chip — never sent to a cloud.
- Swiss data residency and nFADP / GDPR alignment by design.
- Built for banks, ATMs and POS terminals across regulated industries.
Every signal fused into one explainable decision.
Document, face, voice, AML, device and risk signals combine into a single weighted trust score — with configurable rules and a full audit trail.
Signal fusion
Every verification signal weighted into one 0–100 score.
Configurable rules
Tune thresholds per product, market and segment.
Automated routing
Approve, review or reject — straight-through for low risk.
Audit-ready
The exact signals and points behind every decision.
A large, regulation-driven market.
Global identity verification
Estimated in the low tens of billions USD, growing double-digit CAGR through the decade.
Source: Statista / industry reports
European KYC / KYB / AML
European banks, fintechs, crypto and insurers — a multi-billion EUR served market.
Source: McKinsey / BCG compliance studies
Swiss + DACH beachhead
Swiss banks first, then DACH — a realistic early slice in the low hundreds of millions CHF.
Source: Swiss Bankers Assoc. / SIX / COMCO
Indicative ranges drawn from published third-party reports — not VerfiX projections. Methodology in the data room.
Flexible deployment for regulated buyers.
Hosted
White-label verification, managed by VerfiX.
On-premise
Deployed inside the bank's environment for full data residency.
API & SDK
Per-verification and platform licensing for developers.
Professional services
Integration, compliance and pilot enablement.
Pricing is enterprise, contract-based. We publish no per-unit prices publicly; commercial terms are shared with qualified prospects.
Honest status — building toward first pilots.
Today
- Prototype in development (biometric ATM MVP)
- Innosuisse coaching voucher secured
- Discussions with Idiap & CSEM in progress
Next
- Complete working MVP on ATM hardware
- First bank pilot — targeted
- Pre-seed raise
Future
- Gateway for EU identity wallets
- Expansion across DACH
- Verification marketplace
No customers, revenue, funding rounds or certifications are claimed. VerfiX holds no FINMA approval, PCI or eIDAS certification at this stage. Collaboration discussions are exploratory.
Founders
Ahmed Alsultan
Vision, strategy, partnerships and go-to-market.
Manel Mhamdi
Partnerships, market expansion and commercial execution.
Petter Stahle
Platform architecture, APIs and technical foundations.
Raising a pre-seed round.
To complete the MVP, run our first bank pilot, and formalize technology collaborations. Round size and terms are shared under NDA in the data room.
Product & MVP completion
First pilot deployment
Core team & engineering
Compliance & security